Obligo uses Plaid, but what is Plaid?
Plaid is a 3rd party technology vendor that enables you to securely share data about your bank account with Obligo. Obligo will look at data such as your current balance and balance history to instantly qualify you for deposit-free living. If you don’t wish to share this data, other qualification paths are available to you in the Obligo app.
By connecting to 11,000+ financial institutions around the world, Plaid powers many applications people use today, such as Venmo, SoFi, American Express and Wells Fargo.
While Plaid is actively expanding their network of financial institutions, some banks are not yet integrated.